Ripple Gets EU Green Light for Digital Payments

Ripple has officially secured a full Electronic Money Institution (EMI) license from Luxembourg’s financial regulator, marking a key expansion of its regulated crypto and payment services across the European Union. After preliminary clearance earlier in January, the Commission de Surveillance du Secteur Financier (CSSF) granted final approval, enabling Ripple to offer compliant electronic money and payment solutions throughout all EU member states. 

The license means Ripple can now scale its cross-border payment infrastructure, “Ripple Payments,” and serve financial institutions and businesses under the EU’s regulatory framework. This move complements recent regulatory wins in the United Kingdom and adds to Ripple’s 75+ global licenses, reinforcing its position as a regulated leader in digital finance. 

Industry reactions highlight that an EU-wide license boosts confidence in blockchain-based payment platforms and sets Ripple apart in a sector where regulatory clarity remains a key differentiator. 

Ripple’s growth strategy in Europe is now positioned to compete with traditional financial players and other licensed digital-asset firms seeking broad EU access. 

Read more: coindesk.com/markets/2026/02/02/ripple-secures-full-eu-e-money-license-in-luxembourg

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