Luxembourg Families Struggle to Cover Unexpected Expenses, Says New Report

A growing number of households in Luxembourg are unable to cope with unforeseen expenses, revealing deepening financial fragility across the country. According to the latest “Social Panorama 2025” report by the Chambre des Salariés du Luxembourg (CSL), 22.5% of households cannot afford an unexpected bill of €2,278, such as a car repair or emergency payment.

The study highlights that single-parent families and large households are among those most at risk of poverty. Financial strain has become part of daily life for many residents, who report living month-to-month without any savings buffer.

The situation is particularly severe for single parents:

• 41.4% of adults living alone with children are unable to pay an extra bill of €2,278.
• Among large families with three or more adults and dependent children, 43.7% also face the same inability to cover sudden expenses.
• For families with several children, 28.5% lack sufficient income for any unexpected financial burden.

The CSL warns that this “new wave of impoverishment” among larger family units has emerged only in recent years and calls for urgent attention due to its rapid spread.

Households most affected by financial pressure are also those struggling to make it to the end of each month. In 2024:

• 48% of families with three or more adults and children
• 36% of single-parent households, and
• 29% of two-adult households with children  reported difficulty covering monthly expenses.

The report concludes that “the presence of dependent children, combined with limited financial resources, is a major factor worsening the economic strain on Luxembourg households.”

In a country often associated with wealth, these figures expose a troubling reality — poverty is taking root in Luxembourg, particularly among families raising children.
Read More : Families without money to pay an unforeseen expense of 2,278 euros in Luxembourg | Contact

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