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Europe
Life & Style

Luxembourg Ensures Workers Don’t Lose Holidays Falling on Weekends

In Luxembourg, workers are entitled to recover public holidays that fall on a weekend — a rule that sets the country apart from many of its European neighbors. This year, All Saints’ Day (November 1) fell on a Saturday, reigniting the debate over how different nations handle holidays that overlap with weekends. According to the Luxembourg Labour Code, if a public holiday coincides with a rest day such as Saturday or Sunday, employees are allowed to take that day off on another date agreed with their employer. This ensures that everyone benefits from the 11 statutory public holidays per year, regardless of how the calendar aligns. Belgium follows a similar approach. When a public holiday falls on a weekend, employers must assign a replacement day during the week, allowing workers to fully enjoy their entitlement. The specific replacement day is decided by the company but remains mandatory. In contrast, France, Germany, and Portugal do not offer such compensation. In France, if a public holiday falls on a Sunday or another rest day, workers simply lose it, unless a collective bargaining agreement provides otherwise. Germany maintains the same rule: even though each federal state determines its own holidays, none require that a weekend holiday be moved to a weekday. Portugal also considers public holidays as mandatory rest days, but no recovery day is granted if one coincides with the weekly day off. As a result, this year’s November 1 holiday passed without compensation for Portuguese workers. While some countries view lost holidays as part of the calendar’s natural rhythm, Luxembourg and Belgium stand out for ensuring that workers never miss their well-earned days of rest — even when the weekend gets in the way.   Read More : Luxembourg allows you to recover holidays that coincide with a weekend. What about neighbouring countries? | Contact Join the community of your own - #1 home-grown LuxExpats app SignUp Free : luxembourgexpats.lu   

Education

COP30 in Brazil: Luxembourg NGOs Urge the EU to Arrive “With Real Ambition”

As the world prepares for the UN Climate Conference (COP30) in Belém, Brazil, Luxembourg’s environmental organizations are urging the European Union and the Grand Duchy to show real commitment and arrive with clear, ambitious climate goals. More than a month late, the European Union is finally expected to present its climate roadmap today. The 27 Member States were supposed to submit their updated Nationally Determined Contributions (NDCs) — their national plans for emission reduction — to the United Nations before the end of September. However, internal disagreements over strategy delayed the process. With the conference set to begin on November 10, Luxembourg’s environmental coalition “Votum Klima,” which unites fifteen NGOs, held a press conference to outline their expectations. “We’re asking that Luxembourg and the EU arrive at the COP with ambition,” said Altynaï Bidaubayle of Greenpeace Luxembourg. One of the group’s key demands is to stay firmly on the 1.5°C pathway established by the Paris Agreement ten years ago. “COP30 has to be a turning point,” Bidaubayle added, emphasizing that current policies remain insufficient. Although some scientists have said that keeping global warming to 1.5°C is no longer achievable, activists insist that every fraction of a degree matters. “Every tenth of a degree counts,” said Esmeralda Wirtz of Amnesty International Luxembourg. “At 1.5°C, one billion people face extreme heatwaves every five years — at 2°C, that number rises to 2.7 billion.” Greenpeace also reminded policymakers that the International Court of Justice considers compliance with the Paris Agreement and the 1.5°C target a legal obligation. According to them, Luxembourg therefore has a historic responsibility to stay the course. Despite its image as a climate-conscious country, Luxembourg’s own efforts have come under criticism. “Minister Serge Wilmes often mentions that we’re putting €320 million into the climate by 2030, but that’s only a tenth of what we should be investing,” said Raymond Klein of the NGO ASTM, estimating that Luxembourg should be contributing closer to €600 million per year. The NGOs also expressed concern over Prime Minister Luc Frieden’s support for the EU-Mercosur trade agreement, which they believe threatens the Amazon rainforest and indigenous peoples. “These agreements destroy forests, pollute water and violate indigenous rights,” said Wirtz. “They push development at the cost of human lives and ecosystems.” The “Votum Klima” platform also highlighted the lack of dialogue between civil society and the government. Although they sent their advocacy document to Environment Minister Serge Wilmes and other officials, they say there has been little response. “Luxembourg could be far more proactive in listening to what civil society says,” the collective remarked. To raise public awareness, the NGOs will organize several events in Luxembourg ahead of COP30, from November 5 to 10. The program includes a webinar, a film screening, a sound and light show, an open stage, online campaigns, a debriefing of the conference, and a torchlight march in Luxembourg City. As global leaders prepare to meet in Brazil, Luxembourg’s environmental community is sending a clear message: climate ambition must move from promises to action, and the time to act decisively is now. Read More : COP 30 in Brazil: "May Luxembourg and the European Union arrive with ambition" | The Daily Join the community of your own - #1 home-grown LuxExpats app SignUp Free : luxembourgexpats.lu   

Health & Fitness

British Tourist Suffers Painful Skin Sores in Vietnam

A British backpacker’s dream trip through Asia took a frightening turn when she woke up in Vietnam covered in painful sores and blisters — the result of contact with a venomous beetle known for its toxic secretions. 22-year-old Ellise, who has been documenting her travels across Asia on social media, had journeyed through Indonesia, Malaysia, Singapore, and Thailand before arriving in rural Vietnam. One morning, she woke up feeling unwell — feverish, nauseous, and with a throbbing headache. But what alarmed her most was what she saw in the mirror: her skin was covered in sores, some already oozing and blistering. “I had no idea what was happening,” she explained in a TikTok video that has since gone viral. “I just woke up and saw these burns spreading across my face and body.” With limited access to medical care in the remote area where she was staying, Ellise initially sought help at a local pharmacy. The pharmacist, puzzled by the symptoms, sent photos of her lesions to a dermatologist — who quickly identified the culprit: Paederus fuscipes, a toxic beetle common in Southeast Asia. The hidden danger of the “Nairobi fly” Often mistaken for an ant due to its slender body, the Paederus beetle — sometimes called the “three-chambered ant” or “Nairobi fly” — does not bite or sting. However, when crushed or brushed against human skin, it releases a potent chemical toxin known as pederin. This substance can cause severe irritation, chemical burns, and blistering dermatitis. According to the U.S. National Library of Medicine, pederin exposure can lead to intense inflammation and skin lesions lasting up to several weeks. The toxin’s effects worsen when the beetle is rubbed into the skin — often during sleep, when victims unknowingly crush the insect. These beetles tend to appear in large numbers during Vietnam’s rainy and humid monsoon season, when the warm, moist climate boosts their population. Quick treatment and recovery After diagnosis, Ellise was prescribed topical creams, antibiotic ointments, and oral medication to reduce infection and inflammation. Within five days, her condition had improved dramatically. “I’m really happy with how my face has healed,” she said in a follow-up video. “Luckily, it doesn’t seem like I’ll have any scars.” Her story has since gone viral, drawing attention to a little-known tropical health hazard faced by travelers in humid regions. Experts advise tourists visiting Southeast Asia to avoid crushing unknown insects on their skin, especially at night, and to seek immediate treatment if burns or sores appear. What began as a terrifying medical mystery for Ellise has become a cautionary tale for fellow travelers — a reminder that even the tiniest creatures can pack a powerful sting. Read More: Vietnam: une touriste britannique se réveille avec des plaies dues à un insecte venimeux - L'essentiel Join the community of your own - #1 home-grown LuxExpats app SignUp Free : luxembourgexpats.lu   

Luxembourg

Mélusine: From Medieval Myth to Modern Symbol of Luxembourg’s Spirit

Once a medieval fairy from French legend, Mélusine has become one of Luxembourg’s most iconic figures — a blend of myth, mystery, and modern identity. Every seven years, legend says, Mélusine reappears by the Alzette River — half-woman, half-serpent — where she now stands immortalized in bronze near the Bock Rock. Her story, once told only in noble courts, has evolved into a national symbol that continues to inspire art, culture, and even technology in Luxembourg. The legend’s roots trace back to Jean d’Arras’ 1393 novel “Mélusine ou la noble histoire de Lusignan”, where Mélusine falls in love with a mortal nobleman — only for her secret to be revealed when he spies on her. Over centuries, the tale transformed: demonized in the 17th century, romanticized in the 19th, and reimagined today as a symbol of female independence and strength. In Luxembourg, Mélusine was reintroduced in the 1800s as part of the national identity narrative, paired with the knight Sigefroi — the symbolic “founders” of the nation. Today, her image transcends legend: from the Melusina nightclub and Serge Ecker’s 2015 riverside sculpture to the state-of-the-art MeluXina supercomputer in Bissen. For historian Sonja Kmec of the University of Luxembourg, Mélusine represents more than folklore. “She decided to show herself as she truly is — a timeless act of empowerment,” Kmec explains, viewing the myth as an early emblem of feminist identity. From a fairy of the Middle Ages to a digital-age muse, Mélusine continues to evolve with the times — a reminder that even legends can find new life in modern Luxembourg.   Read  More: Mélusine: Le symbole national du Luxembourg émerge des légendes - L'essentiel Join the community of your own - #1 home-grown LuxExpats app SignUp Free : luxembourgexpats.lu   

News

European Prosecutors Uncover €48 Million Shell Company Network Linked to VAT Fraud in Luxembourg

The European Public Prosecutor’s Office (EPPO), headquartered in Luxembourg, has uncovered a large-scale VAT fraud scheme involving a network of shell companies operating across multiple European countries. The coordinated investigation led to the arrest of seven suspects in Germany, Spain, and the Netherlands, with authorities estimating the total tax loss at €48 million. The case centers on the trade of electronic goods, where suspects allegedly abused a reduced VAT regime by falsely declaring new electronic devices as second-hand, allowing them to benefit from tax advantages reserved for pre-taxed goods. According to EPPO, this manipulation not only caused significant tax losses but also distorted fair market competition across the European Union. As part of the investigation, more than 100 searches were carried out across Czechia, Germany, Hungary, Ireland, Italy, the Netherlands, Romania, Spain, and the United Kingdom. In total, over 300 tax inspectors and police officers participated in the operation, seizing cash, documents, electronic devices, mobile phones, luxury cars, jewellery, watches, and gold valued at around €4 million. Investigators also seized assets and evidence in Luxembourg, Belgium, Austria, Lithuania, and other EU states, underlining the cross-border nature of the fraudulent network. The EPPO revealed that since 2018, the suspects have been using shell companies registered in multiple jurisdictions to conceal profits and evade taxes. The extensive international cooperation highlights the growing efficiency of European anti-fraud operations, with EPPO emphasizing its commitment to tackling VAT fraud schemes that exploit loopholes in the EU’s internal market. Read More : Fraude à la TVA: le Parquet européen démantèle un réseau de sociétés-écrans - L'essentiel   Join the community of your own - #1 home-grown LuxExpats app SignUp Free : luxembourgexpats.lu   

Business

A French Start-Up Turns Urine into Eco-Friendly Fertilizer

A start-up in Marseille is working on an innovative and sustainable idea — transforming human urine into agricultural fertilizer. The approach could significantly reduce the environmental impact and production costs of conventional fertilizers, offering a greener alternative for the future of farming. A Circular Approach to Agriculture For the past three years, two engineers at Ehotil, a Marseille-based start-up, have been developing a unique process to stabilize and purify urine so it can be safely and effectively used by plants. Their goal is to make the product odorless, nutrient-rich, and compliant with fertilizer market standards, says the company’s president, Stéphane de Lacroix de Lavalette. The start-up recently expanded from a small lab to a larger production site in northern Marseille, where it plans to build its first industrial-scale production unit. “We want to demonstrate that this can work beyond the lab — that large-scale production is feasible,” explains Emmanuel Morin, Ehotil’s managing director. Why Urine? Experts describe this idea as “logical.” According to Fabien Esculier, an engineer at the University of Créteil who studies the agricultural reuse of human waste, the nutrients found in urine — nitrogen, phosphorus, and potassium — are the same essential elements that plants need for growth. “When we eat grains or vegetables, our body uses the nutrients but eventually releases them,” he says. “Recovering those nutrients and returning them to the soil completes the natural cycle.” From Waste to Resource The process begins with the collection and storage of urine, which is kept for several weeks to sanitize it naturally. The next step, called nitrification, is key to stabilizing the nitrogen compounds. The urine is placed in glass tanks and gradually oxidized, preventing nitrogen loss and unpleasant smells. The end product is a brownish liquid fertilizer, slightly thicker than water, that resembles traditional fertilizers in texture. Unlike conventional fertilizers — often produced from natural gas (for nitrogen) or mined minerals (for phosphorus and potassium) — this method relies entirely on renewable biological resources. Reducing Emissions and Pollution Using human urine as a fertilizer could have a double environmental benefit: it reduces the need for fossil-fuel-based fertilizers and cuts pollution from wastewater. Research shows that around 40% of nitrogen in wastewater currently ends up in rivers, contributing to environmental degradation. Repurposing urine could help capture those nutrients instead of letting them pollute waterways. Challenges in Collection Despite the potential, logistical barriers remain. Large-scale urine collection requires special dry or separation toilets, which are rare in cities. For now, Ehotil collects urine from local events, such as music festivals, to run its tests. The company hopes to soon equip public buildings and shopping centers with dry toilets to secure a steady supply source. A Step Toward Sustainable Fertilizer Although Ehotil has not yet announced a launch date for its fertilizer, its progress represents a promising shift toward circular and sustainable agriculture. By transforming human waste into valuable nutrients for crops, the start-up demonstrates how innovation and ecology can go hand in hand — turning an everyday resource into a potential solution for the planet’s growing agricultural and environmental challenges. Read More : Fertilisation durable : une start-up française mise sur l'urine pour les cultures de demain - L'essentiel Join the community of your own - #1 home-grown LuxExpats app SignUp Free : luxembourgexpats.lu   

News

EU to Debate Fast-Track Plan for Illegal Migrant Deportations

The European Union is set to debate a new proposal on Thursday aimed at accelerating the deportation of illegal migrants, under a plan championed by European Commission President Ursula von der Leyen. The initiative seeks to make migrant return procedures faster, more efficient, and uniform across all EU member states. In a letter sent to EU leaders ahead of the European Council summit in Brussels, von der Leyen argued that the proposal would ensure “effectiveness and simplification of processes,” including the mutual recognition of deportation decisions across the Union. “We need to move forward quickly and reach an agreement that delivers tangible results — improving speed, effectiveness, and dignity while respecting our values and international law,” — Ursula von der Leyen, President of the European Commission Legal Framework for Detention Centers The plan also proposes creating a legal basis for detention centers, referred to as “return platforms”, where migrants awaiting deportation can be temporarily held. These centers would apply to foreign nationals without legal residency or those whose asylum applications have been rejected. If approved, this would mark a major step toward a shared EU framework for managing returns — an area where national approaches have long diverged. Linked to the “Pact for the Mediterranean” The proposal is part of the broader “Pact for the Mediterranean”, unveiled last week by the European Commission. The pact seeks stronger partnerships with countries bordering the Mediterranean Sea, focusing on joint responsibility and cooperation in areas such as migration management, security, and trade. The EU has been working closely with Tunisia, Egypt, Jordan, Morocco, Senegal, and Mauritania, strengthening political and economic ties to curb irregular migration flows and enhance border control cooperation. Combating Migrant Smuggling Von der Leyen also highlighted the growing threat of migrant smuggling, which she described as a “continuing concern” tied to other forms of organized crime such as money laundering, corruption, and drug trafficking. She urged EU leaders to intensify cooperation between member states and law enforcement agencies to disrupt smuggling networks and protect migrants from exploitation. Thursday’s debate — chaired by European Council President António Costa — will determine whether von der Leyen’s proposal gains the political backing needed to advance toward implementation, marking a potential turning point in EU migration policy. Read More : EU to discuss proposal to speed up deportations of illegal migrants on Thursday | Contact Join the community of your own - #1 home-grown LuxExpats app SignUp Free : luxembourgexpats.lu   

Luxembourg

Luxembourg’s Hidden Paradox: Europe’s Wealthiest Country with Some of Its Poorest Workers

Luxembourg often shines on global rankings — the richest country in the world, the highest minimum wage in the European Union, and a financial hub at the heart of Europe. Yet behind these impressive numbers lies a surprising reality: many of the country’s workers are struggling to make ends meet. Despite its reputation as a land of opportunity, Luxembourg’s poverty rate reached 18% in 2021, one of the highest in the EU, according to data from the French statistics institute Drees. The findings reveal a growing contradiction — a nation of prosperity where even full-time workers can fall below the poverty line. The Luxembourg Paradox Luxembourg’s poverty threshold — defined as 60% of the national median income — stood at €1,502 per month per adult in 2021, while the country’s median income was €2,503. That means anyone earning below that threshold is considered at risk of poverty, despite working in one of Europe’s best-paying economies. Worse, the country also ranks near the top of the EU for working poverty: 13% of employed residents aged 25–64 live below the poverty line, just behind Romania. High Wages, Higher Costs So, how can a country with such high wages have so many struggling households? The answer lies in Luxembourg’s skyrocketing cost of living, especially housing. “The country has a standard of living that becomes unaffordable for those who earn the minimum wage,” explains Sérgio Ferreira, Political Director of ASTI (Association de Soutien aux Travailleurs Immigrés). “Housing expenses alone eat up a huge portion of people’s salaries.” Luxembourg City consistently ranks among the most expensive places to live in Europe, with rental prices far above those of neighboring countries. Too Many Earning the Minimum Another key factor is the large share of low-income workers. Around 16% of Luxembourg’s workforce earns the minimum wage — well above the EU average of 11%. Ferreira notes that sectors like construction, commerce, and hospitality account for about half of all minimum-wage jobs, and the vast majority of these workers are immigrants. “In construction, 90% of workers are foreign nationals, and in retail, 80%,” he adds. Social Support Gaps Luxembourg is known for its strong welfare system, but even there, challenges persist. Ferreira points out that family benefits were frozen between 2006 and 2022, leaving many families exposed to rising inflation without any increase in aid. Worse, many people who qualify for support don’t apply. Studies show that up to 80% of eligible families never request rental or living-cost allowances, often because the process is complex or poorly understood. Still, without government assistance, the picture would be far bleaker. “Without social support, the poverty rate in Luxembourg would jump from 18% to around 40%,” Ferreira notes. Who Is Most Affected? Among those hardest hit are single-parent families — where the poverty rate reaches 44% — and young adults facing job insecurity and unaffordable housing. Despite generous child benefits and parental leave policies, the tax burden for divorced residents and the high cost of childcare continue to strain family finances. The Myth of the “El Dorado” For decades, Luxembourg has been viewed as a promised land for foreign workers, especially from neighboring countries like Portugal and France. But that dream is fading fast. “The El Dorado of Luxembourg doesn’t exist — and never really did,” says Ferreira. “Immigrants often arrive with high hopes, only to face the reality of low-wage jobs, high rent, and limited access to support.” Luxembourg remains a country of opportunity — but increasingly only for those who can afford it. As the gap between wages and living costs widens, the Grand Duchy’s challenge will be to ensure that its prosperity is shared by all who help build it. Read More : Luxembourg. How does the highest-paid country have the poorest workers in the EU? | Contact Join the community of your own - #1 home-grown LuxExpats app SignUp Free : luxembourgexpats.lu   

Europe

Lucy’s Skeleton Goes on Display in Europe for the First Time at Prague’s National Museum

For the first time in history, the world’s most famous early human ancestor, Lucy, will be displayed in Europe. The National Museum in Prague has unveiled a rare exhibition featuring the 3.18-million-year-old remains of the iconic Australopithecus afarensis, discovered in Ethiopia in 1974. The precious collection, consisting of 52 bone fragments — including teeth, skull, pelvis, and femur pieces — arrived in Prague in mid-August. The fossils have only left Ethiopia once before, during a tour of the United States between 2007 and 2013, according to museum director Michal Lukeš. He described the exhibit as a “historic moment” and praised the 60-day loan granted by the National Museum of Ethiopia as an extraordinary gesture of scientific and cultural cooperation. Alongside Lucy, visitors will also see the skeleton of Selam, a young Australopithecus child who lived about 100,000 years before Lucy and died at the age of two years and seven months. Discovered in 2000, Selam has never before left Ethiopia, making this exhibition doubly significant for both science and the public. The exhibition’s opening on Monday will be attended by Donald Johanson, the American paleoanthropologist who co-discovered Lucy, together with Czech Prime Minister Petr Fiala and Ethiopian Minister of Tourism Selamawit Kassa. The name “Lucy” famously comes from the Beatles song “Lucy in the Sky with Diamonds,” which the excavation team was listening to the night the fossils were found in the Afar region of northeastern Ethiopia on November 24, 1974. Standing less than 1.10 metres tall and weighing about 29 kilograms, Lucy was believed to have been between 11 and 13 years old at the time of her death — considered adult age for her species. Usually kept in a secure, non-public room at the National Museum of Ethiopia in Addis Ababa, Lucy’s remains are among the most valuable paleoanthropological treasures in the world. Her discovery transformed our understanding of early human evolution. “Lucy’s skeleton revolutionized science — both because of its exceptional preservation and its age,” said Abebaw Ayalew Gella, director of the Ethiopian Heritage Protection Authority. He called her and Selam “ambassadors for Ethiopia, the cradle of humanity.” Though once dubbed the “grandmother of humanity,” Lucy is now seen more as an evolutionary cousin or aunt, as her direct link to modern humans remains debated. A 2016 study suggested that she spent much of her life in trees — and may have died from a fall. Since Lucy’s discovery, numerous other ancient human relatives have been unearthed across Africa, including Ardi (4.5 million years old) and Toumaï (7 million years old). Yet, even among these prehistoric icons, Lucy remains one of the most enduring symbols of humanity’s distant origins. Her brief European appearance in Prague offers visitors a once-in-a-lifetime chance to stand face-to-face with the ancestor who forever changed how we understand where we come from. Join the community of your own - #1 home-grown LuxExpats app SignUp Free : luxembourgexpats.lu   

News

Luxembourg Urges Caution Over EU Plan to Use Frozen Russian Assets

Luxembourg has joined Belgium in expressing caution over the European Commission’s proposal to use frozen Russian assets to back a €140 billion loan for Ukraine. The Grand Duchy is calling for legal and financial clarity before any decision is made. “It remains essential to clarify the budgetary and legal modalities of the envisaged mechanism, as well as to analyse the implications for Member States. The government stressed that Luxembourg supports “a legally sound and well-thought-out approach” that avoids potential financial or political repercussions. The Ministry also noted that an assessment by the European Central Bank would be “appropriate” to evaluate possible effects on financial stability. The cautious stance echoes that of Belgium, which has said it does not intend to shoulder the financial burden alone. Belgian Prime Minister Bart De Wever urged other EU countries to show full solidarity, warning that missteps could undermine trust from global investors — including countries like China — that hold significant assets in Europe. The issue also has a local dimension. Luxembourg has frozen several billion euros in Russian assets since the invasion of Ukraine. In 2024, Russian oligarch Mikhail Fridman filed a compensation claim of €14.6 billion against the Luxembourg government, arguing that the freezing of his assets was unlawful. Prime Minister Luc Frieden has raised questions about Ukraine’s ability to repay the proposed loan and what would happen if Russia were not required to pay reparations after a peace deal. For now, Luxembourg insists that any move to use frozen assets must rest on a solid legal foundation — and not risk the country’s reputation as a stable and trustworthy financial hub. Read More : Luxembourg asks for clarification on the use of Russian assets - The bottom line Join the community of your own - #1 home-grown LuxExpats app SignUp Free : luxembourgexpats.lu   

Europe

Europe’s First Albino Armadillo Born at France’s Beauval Zoo

A remarkable birth at the ZooParc de Beauval in Loir-et-Cher, France, has made history: a small albino female armadillo was born in May, marking the first recorded case of albinism in this species in Europe. The park’s general manager, Rodolphe Delord, described the event as “more than exceptional” and said the keepers were pleasantly surprised by the atypical birth. The tiny armadillo, born to the couple Bola and Bolek, weighs less than a kilogram and remains with her mother. Her pale shell and red eyes are clear signs of albinism, setting her apart from the normally yellow-toned armadillos. The newborn has yet to be named. According to the coordinator of the European Endangered Species Programme (EEP), such a case had never previously been observed in this species, though one or two similar instances have been reported in the United States. Another documented case involved a group of nine-banded armadillos on Mexico’s Cozumel Island in 2009. Three-banded armadillos, native to South America, are considered highly endangered due to poaching and habitat loss and are listed as vulnerable by the International Union for Conservation of Nature (IUCN). The birth at Beauval Zoo is not only a rare scientific occurrence but also a hopeful sign for conservation efforts, demonstrating the potential for careful breeding programs to support the survival of this unique species. Read More : Zoo de Beauval: Une femelle tatou albinos naît, un événement exceptionnel en Europe - L'essentiel Join the community of your own - #1 home-grown LuxExpats app SignUp Free : luxembourgexpats.lu   

Luxembourg

POST Steps In to Support ING’s Business Clients in Luxembourg

POST and ING Luxembourg have reached an agreement to safeguard the banking needs of thousands of local businesses following ING’s decision to scale back its activities in the country. The two institutions announced on Tuesday that they had signed a “referencing agreement” aimed at providing continuity for around 4,500 clients of ING’s Business Banking division. These include SMEs, self-employed workers, and entrepreneurs who were left seeking alternatives after ING confirmed its withdrawal from the sector to focus instead on Private Banking and Wholesale Banking. Under the deal, POST will extend “preferential banking conditions” to affected professionals to ensure a smooth transition. While ING will continue to honour existing mortgages and outstanding loans until maturity, POST will handle day-to-day banking needs for eligible clients. However, the agreement does not cover every service previously offered by ING, meaning some customers may still need to turn to other institutions for specialised solutions. Michael Burch, CEO of ING Luxembourg, stressed that the deal guarantees stability: “This ensures that our business clients will continue to benefit from professional banking services provided by an institution rooted in the community.” Gabriel de La Bourdonnaye, Director of POST Finance, echoed this, highlighting POST’s ambition to strengthen its role as a local banking partner: “We offer access to banking services for everyone, not just individuals. Our goal is to provide professional customers with services adapted to their daily needs.” The move follows a series of strategic shifts at ING Luxembourg. After decades of presence since its establishment in 1960, the bank recently ended its retail banking services, shut down numerous accounts, and announced it would exit corporate investment banking. These changes came alongside a redundancy plan threatening 124 jobs, sparking concern among employees and clients alike. The gradual transfer of business clients to POST is expected to unfold over the coming year, with ING set to provide detailed instructions to affected customers in the meantime.   Know More here : POST and ING Luxembourg join forces to support 4,500 professional clients - The essentials Join the community of your own - #1 home-grown LuxExpats app SignUp Free : luxembourgexpats.lu    

Europe

Eurozone Manufacturing Expands for First Time Since 2022, but Recovery Remains Fragile

The eurozone’s manufacturing sector has finally returned to growth after more than two years of contraction, signalling a cautious turnaround but one still clouded by risks. According to the HCOB Eurozone Manufacturing PMI, compiled by S&P Global, activity rose to 50.7 in August 2025, up from 49.8 in July. The index crossed the crucial 50-point threshold for the first time since June 2022, marking the end of a prolonged decline. The rebound was underpinned by the sharpest surge in factory output since March 2022 and the first rise in new orders in over three years. Domestic demand proved to be the driving force, helping offset a continued slump in export sales, which fell for the second month in a row. Growth Uneven but Broad-Based At the country level, Greece and Spain led the recovery with strong growth, while France and Italy managed slight expansions after periods of weakness. Germany, the bloc’s industrial powerhouse, reported broadly stable conditions at a 38-month high, while downturns in Austria, the Netherlands, and Ireland eased to more modest levels. Despite the improvements, challenges persist. Backlogs of work dropped for the 39th consecutive month, pointing to underutilised capacity. Employment in the sector also continued to fall, though only marginally, marking one of the softest declines in the past two years. Inventories shrank sharply, with both pre- and post-production stocks reduced at the fastest pace since March. Purchasing activity also slipped, while supply chain strains worsened, pushing input lead times to their longest since late 2022. Costs and Prices For the first time since March, manufacturers reported a slight increase in input costs, while output charges were marginally reduced as firms sought to remain competitive. Economists view the rebound as a tentative but significant sign of resilience. Dr. Cyrus de la Rubia, chief economist at Hamburg Commercial Bank, noted that rising domestic orders offer hope for a more sustainable recovery. He stressed, however, that external risks—particularly US tariff policies, geopolitical tensions, and persistent supply chain disruptions—could still weigh heavily on momentum. “The recovery is real but remains fragile,” de la Rubia said, pointing out that shrinking backlogs and low inventories highlight lingering uncertainty. Yet, he added, the fact that production is being ramped up and orders are rising in this environment suggests companies are showing resilience. Read More : Eurozone PMI tops 50 in August, signals fragile recovery - Fibre2Fashion Join the community of your own - #1 home-grown LuxExpats app SignUp Free: luxembourgexpats.lu   

News

Authorities Warn of Fake Crypto Trading Platform "TokenCore" Targeting Luxembourgers

Luxembourg’s authorities have issued a warning about a fraudulent crypto trading platform called TokenCore that is being promoted online through fabricated news articles and deceptive advertisements. The scheme promises extraordinary financial returns — such as turning an investment of €250 into thousands of euros per day — but officials have confirmed that the entire operation is a scam. The fake content, styled to resemble a legitimate news report, was designed to lure residents into trusting the platform by presenting it as a government-backed initiative. Authorities have clarified that no such project exists and that the advertisements are a sophisticated attempt to exploit investors. Scams of this nature often follow the same pattern: once a victim deposits money, they are shown manipulated dashboards suggesting high profits. However, when they attempt to withdraw funds, either the process is blocked, or they are pressured into investing even more. In the end, most victims lose all their deposits and, in some cases, expose their personal and banking data to criminals. Officials strongly advise residents to avoid clicking on suspicious links, entering personal information on unfamiliar sites, or responding to unsolicited investment offers. They also encourage citizens to immediately report any questionable content or online fraud attempts to law enforcement. The warning comes at a time when crypto-related scams are surging across Europe. Fraudsters increasingly rely on professional-looking websites, fake endorsements, and impersonation of public institutions to mislead users. Luxembourg authorities have stressed that promises of guaranteed, quick, and unusually high profits are a clear red flag. By raising awareness, they hope to prevent residents from falling victim to what they describe as a dangerous scheme with potentially severe financial consequences. Join the community of your own - #1 home-grown LuxExpats app SignUp Free: luxembourgexpats.lu     

Technology

Smart Forests Lead the Digital Transformation of Forest Management

Forests—vibrant, ecological treasures—are facing unprecedented threats: climate change, biodiversity loss, wildfires, diseases, and growing demand for regionally sourced timber. In Europe, a high-tech shift is underway to help forests thrive sustainably, with initiatives like Luxembourg’s Smart Forest project leading the charge. The Luxembourg Innovation: Smart Forest in Ellergronn Just outside Esch-sur-Alzette, Luxembourg is testing the future of forestry through the Smart Forest initiative, part of the Interreg W.A.V.E. (Wood Added Value Enhancement) program. Organized by innovation hub Luxinnovation, the Administration for Nature and Forests (ANF), SpaceTime, and other partners, the project is a real-world showcase of how technology enriches forest care. At the heart of the Smart Forest event, participants experience live drone flights, forest mapping, geospatial data analysis, and 3D modeling. This approach creates digital twins—complete, realistic replicas of forest environments down to individual trees. With these tools, forest professionals can monitor health trends, forecast threats like wildfires or droughts, estimate carbon storage, and enhance timber traceability—all in real time. As Caroline Holz from Luxinnovation highlights, this precision allows for smarter planning, better resource allocation, and increased confidence in the sustainability of local wood products. Europe-Wide Efforts: Digital Twins and High-Resolution Models Luxembourg isn’t alone. Across Europe, digital tools are reshaping how we understand and protect forests: The Forest DTC (Digital Twin Component), part of the EU’s Destination Earth program, is building pre-operational digital replicas of European forests. Using satellite data, AI, and physical modeling, the initiative enables what-if simulations on climate scenarios, fire risk, and resource planning. Use cases span from fire hazard modeling in Catalonia to disturbance assessment in Czechia and carbon monitoring in Finland. Finland’s VTT is developing an ambitious digital twin of global forests, under the EU's Forest Digital Twin component. With the help of ESA satellite missions (ROSE-L, FLEX, CHIME) and AI, this model aims to provide precise, comparable data on forest health and carbon balance across borders—critical for global climate strategy. The Swedish University of Agricultural Sciences (SLU), under the TRANSFORMIT initiative, employs terrestrial laser scanning (TLS) to build millimeter-precision 3D forest models. These capture both canopy and understory details, offering insights that conventional methods cannot match. High-density airborne LiDAR systems combined with deep learning are unlocking new levels of accuracy. European research (e.g., ForAINet) shows how these methods can segment forest data to identify tree traits and stand-level parameters with over 85% accuracy—vital for effective forest management. Why European Digital Forest Strategies Matter Early Detection & Prevention: Digital twins help spot risks—disease, fire, drought—before they escalate. Transparency & Sustainability: From forest to product, stakeholders gain deeper trust in responsible forest use. Climate Resilience Planning: Simulating environmental scenarios supports smarter, adaptive strategies for forest conservation. Cross-Border Collaboration: Projects like Forest DTC and W.A.V.E. demonstrate how European unity strengthens innovation and environmental stewardship. Luxembourg’s Smart Forest project exemplifies how local action backed by global innovation creates impactful forest management solutions. From drone flights over Ellergronn to continent-spanning digital twin models, Europe is crafting the next generation of forestry—one where precision, foresight, and sustainability grow together. luxinnovation.lu/news/smart-forest-innovation-takes-root-in-the-forest?utm_source Join the community of your own - #1 home-grown LuxExpats app SignUp Free: luxembourgexpats.lu   

Health & Fitness

Fitness Trends Reshaping Europe in 2025: Where Strength Meets Balance

Fitness is not about being better than someone else. It’s about being better than you used to be. The fitness scene across Europe in 2025 is no longer confined to treadmills and dumbbells—it’s a movement. A lifestyle shift where technology, community, and self-care merge to create a healthier, more balanced way of living. From cutting-edge wearables to the renewed love for strength training, Europe’s fitness landscape is redefining how people move, recover, and thrive. Digital & Hybrid Workouts: Fitness Without Borders Digital fitness isn’t replacing gyms—it’s expanding them. Hybrid models now allow people to train in the studio one day and stream a workout from their living room the next. This flexibility means that busy professionals, parents, and even those in small towns have access to world-class fitness experiences, whenever and wherever they need it. Technology Becomes Your Coach Wearables and AI are turning workouts into science-backed journeys. Beyond counting steps, these devices monitor recovery, sleep quality, and performance. Paired with AI, they now create highly personalized training plans—like having a coach on your wrist who knows your body better than anyone else. Strength Training at the Forefront Once overshadowed by cardio, strength training has stepped into the spotlight. Europeans are embracing the idea that building muscle means building resilience—for better metabolism, stronger joints, and long-term health. Gyms across the continent are transforming into functional training spaces where strength is celebrated. Recovery: The Secret Weapon In 2025, recovery is no longer the afterthought—it’s the priority. From cryotherapy chambers and infrared saunas to mindfulness programs and sleep optimization, people now see rest as essential fuel for progress. Fitness is evolving into a holistic journey, one that values balance as much as intensity. Community Still Wins Hearts Technology might guide us, but community keeps us going. Whether it’s joining a weekend run, tackling a group fitness challenge, or connecting with an online workout tribe, the sense of belonging motivates people to show up for themselves—and for each other. A Lifestyle, Not a Trend Fitness in Europe today isn’t about chasing a quick fix. It’s about crafting a sustainable lifestyle—one where technology, science, and human connection come together to help people feel stronger, healthier, and more fulfilled. The strongest people aren’t those who lift the most weights, but those who lift themselves every day. Know More: 8 Workout Trends You'll See in 2025 - Business Insider Join the Luxembourg Expats community luxembourgexpats.lu  

Business

Luxembourg’s Financial Centre Marks a Decade of Growth and Diversification

Luxembourg, August 2025 – The Grand Duchy’s financial centre is celebrating a milestone moment, marking “A Decade of Growth and Diversification.” Over the past ten years, Luxembourg has reinforced its role as a trusted European hub for global financial institutions, building a dynamic ecosystem that connects investors and markets worldwide. Stability, innovation, and diversification have been the cornerstones of this success. A Broad Financial Landscape Luxembourg today stands as: the home of the global fund industry, an international banking hub, the EU’s centre for cross-border insurance, and a trailblazer in international capital markets. This wide-ranging expertise demonstrates how strategic diversification has powered sustained growth in the sector. Recent Milestones The financial centre’s evolution has been punctuated by significant developments in 2025: July 29 – dtcpay received approval from the CSSF for EMI activities, boosting electronic money services. July 21 – The first Control Agent License was granted under Luxembourg’s new Blockchain Law, marking a strong step in fintech regulation. June 24 – Eurizon launched ETFs from Luxembourg, further strengthening its global investment offering. June 20 – Coinbase secured a MiCA licence in Luxembourg, cementing the country’s role as a frontrunner in digital asset regulation. Innovation and Strategic Focus Luxembourg is actively advancing into new frontiers, with initiatives in fund tokenisation, participation in the ECB’s Wholesale CBDC Pilot, and innovative use of satellite data to design climate-focused insurance solutions. The country is also preparing its financial players for the impact of new regulations such as DORA, ensuring compliance and resilience across the sector. Strengths that Drive Success The enduring strength of Luxembourg’s financial centre lies in its combination of political and economic stability, innovative capacity, access to top-tier talent, international connectivity, and high quality of life. These factors not only attract global institutions but also nurture long-term confidence in Luxembourg as a trusted financial partner. With its sights set on “Ambitions 2030,” Luxembourg is shaping the future of finance by promoting sustainable practices, strengthening compliance, and embracing technological transformation. Upcoming initiatives include the September 2025 events “Focus on Compliance & Risk Management” and “Luxembourg meets Madrid.” The sector is also spotlighting themes such as sustainable finance and human rights, underscoring a commitment to responsible growth. Luxembourg for Finance emphasizes that “the wisest investment is in yourself,” reflecting the country’s determination to empower talent while catering to the evolving needs of global wealth management. As the Grand Duchy celebrates a decade of progress, its financial centre remains firmly positioned at the forefront of global finance—resilient, innovative, and ready for the challenges of the next decade. The Luxembourg financial centre - Luxembourg for Finance A Decade of Growth and Diversification - Luxembourg for Finance Join the Luxembourg Expats community luxembourgexpats.lu  

News

UK Travellers to Face Tougher EU Border Checks

LONDON – British tourists heading to Europe will confront stricter border procedures under the European Union’s new Entry/Exit System (EES), which introduces biometric checks and enhanced documentation requirements. Fingerprint and Facial Scans Mandatory Each Entry From late 2025, UK visitors to the Schengen Area will be required to submit fingerprints and facial scans upon every border crossing. Due to delays in automated systems, including mobile app verification, travellers—especially those arriving by car or coach—will have to exit vehicles for the biometric checks. This change could add an estimated six minutes per vehicle during peak travel periods. The Port of Dover has expanded inspection areas to handle the new procedures and manage increased traffic flow during holidays. Phased Rollout with Continued Passport Stamping The EES will launch gradually starting October 12, 2025, across 29 Schengen countries, and full implementation is expected by April 2026. During this transitional phase, both biometric data collection and traditional passport stamping will be in effect. New Pre-Travel Authorisation Coming in 2026 Looking ahead, the EU will introduce the European Travel Information and Authorisation System (ETIAS). UK travellers will need to apply online in advance, pay a modest fee (likely between €7–€20), and obtain travel authorisation valid for up to three years. ETIAS aims to pre-screen visitors and enhance overall border security. Key Takeaways for UK Travellers Expect longer border processing times due to biometric checks. Manual passport stamping will continue until the system is fully operational in April 2026. Prepare for a new online authorisation (ETIAS) expected to be required by late 2026 for entry into Schengen countries.  Read more :https://www.thenational.scot/news/25381365.uk-tourists-facing-stricter-eu-border-checks-new-rules/ Join the Luxembourg Expats Community luxembourgexpats.lu  

News

EU to Launch Biometric Entry/Exit System from October 12, 2025

BRUSSELS – The European Commission has confirmed October 12, 2025 as the launch date for the EU’s long-anticipated Entry/Exit System (EES), marking a significant shift from traditional passport stamping to fully digital border checks at external Schengen borders. Phased Rollout Over Six Months The new system will be introduced gradually across 29 European countries over a six-month period. During this time, both digital registration and manual passport stamping will operate in parallel, with full implementation expected by April 2026. How the System Works The EES will record the personal and travel details of non-EU nationals entering the Schengen Area for short stays. This includes biometric data—such as facial images and fingerprints—alongside information on entry and exit dates. Security and Efficiency Gains By replacing manual stamps with digital records, the system aims to: Detect overstayers more effectively Reduce identity fraud Improve border security and management efficiency Ensure compliance with EU data protection standards Impact on Travelers Non-EU travelers should expect slightly longer border checks during their first visit after the system’s launch, as biometric data will need to be collected. Once registered, subsequent crossings are expected to be faster and more efficient. Transition Timeline October 12, 2025 – Start of phased rollout April 2026 – Full EES implementation, ending manual passport stamping The move represents one of the most significant upgrades to EU border control in decades, aligning with broader “smart border” initiatives to enhance both security and travel flow efficiency. Read more :European Commission sets date for Entry/Exit System - Regional Gateway Join the Luxembourg Expats Community luxembourgexpats.lu 

News

EU's Climate Plan to Fund Emission Cuts Abroad Lacks Proper Impact Assessment

The European Commission has acknowledged that it never conducted a formal impact assessment on its controversial plan to fund climate action in non-EU countries, raising concerns among lawmakers and environmental experts. The proposed initiative aims to allow EU countries to finance carbon-cutting projects abroad, with those emissions savings counting toward their own climate goals under the EU's Effort Sharing Regulation (ESR). This regulation governs emissions from sectors like transport, buildings, and agriculture. While intended to help poorer nations combat climate change, critics argue that the plan could undermine the EU’s domestic emission reduction goals and weaken global climate leadership. No Clear Data on Effectiveness Officials from the Commission admitted that they did not study the plan’s climate impact, potential costs, or legal implications before presenting it. During recent discussions with the European Parliament, the Commission confirmed that no environmental or cost-benefit analyses had been conducted. Pushback from Lawmakers EU lawmakers have expressed concern that the plan may shift climate responsibilities away from wealthier nations without proper oversight or transparency. Some members called it a form of “climate outsourcing” that lacks accountability and clarity. Despite the criticism, the Commission still plans to submit the proposal as part of the EU’s broader 2040 climate strategy by early 2026. However, Parliament and climate advocacy groups are pushing for a more robust examination before any formal adoption. Source: EU wants to pay poor countries to cut emissions. It never studied the plan’s impacts. – POLITICO  Join the Luxembourg Expats Network luxembourgexpats.lu   

News

The EU Parliament wants mandatory scanning of private chats

A leaked internal document has ignited backlash across the EU as it reveals that the European Parliament may be pressuring the Council to adopt a controversial law mandating the scanning of private messages. Critics, including former Pirate Party MEP Patrick Breyer, have condemned the move as “political blackmail,” especially since Parliament had previously rejected mass surveillance practices. At the heart of the debate is the EU’s "Chat Control" bill, first proposed in May 2022. This legislation aims to combat the spread of child sexual abuse material (CSAM) by introducing automated scanning of private chats—even on encrypted services like WhatsApp and Signal. The technology used would scan messages on users’ devices before they are encrypted, a method widely known as client-side scanning. Despite strong opposition in previous attempts, Denmark, now holding the EU presidency, has revived the proposal and is pushing for its adoption by October 14, 2025. The leaked memo shows that the Council’s legal experts still find the proposal in conflict with fundamental rights. What makes this proposal more alarming for many is that it would exempt government and military users from the scanning requirements, creating what critics describe as a double standard. Meanwhile, privacy advocates argue that the scanning system would not only weaken encryption but also open the door to broader surveillance practices in the future. Past efforts to soften the bill—such as Belgium’s 2024 attempt to allow scanning only with user consent and Poland’s idea for voluntary systems—failed to gather enough support. However, current momentum has picked up, with over 19 member states reportedly backing the new proposal, while some countries like Germany, Luxembourg, and Finland remain undecided. A final position must be reached by September 12, 2025, ahead of the vote. In addition, the EU’s broader digital strategy, ProtectEU, includes long-term goals like enabling law enforcement to decrypt private data by 2030. This plan has only added to public concern over shrinking digital privacy across Europe. The implications are far-reaching, as the proposal could fundamentally reshape how communication platforms operate and how citizens’ rights to privacy are upheld in the digital age.   Broader Concerns: Encryption at Risk Cybersecurity experts warn that the proposed system poses unacceptable risks: weakening encryption, introducing backdoors, and enabling surveillance beyond CSAM cases. The European Court of Human Rights ruled in February 2024 that intentionally weakening encryption is incompatible with democratic standards. A broader EU strategy (ProtectEU, June 2025) aims to empower law enforcement to decrypt private data by 2030, raising red flags among digital privacy advocates. Source: A "political blackmail" – the EU Parliament is pressing for new mandatory scanning of your private chats | TechRadar  Join the Luxembourg Expats Network luxembourgexpats.lu 

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